ABOUT US
Europe’s leading insurtech for digital
medication reimbursement
epruf is a European technology company and part of Pelion S.A., which is one of the largest healthcare groups in Central and Eastern Europe. We partner with insurance companies to deliver digital, effective, cost-saving solutions that enable medication reimbursement or insurance tailored to their customers’ needs. Our system works with pharmacies across Poland and Ukraine and is ready to connect with any pharmacy.
years of experience
processed claims
pharmacies in Poland
pharmacies in Ukraine
OFFER
Valuable component
of health and life insurance
In most medication reimbursement cases, customers still rely on traditional, paper-based claim procedures. This is a time-consuming and inefficient process for both insurers and customers.
We support insurers with a ready-to-use digital reimbursement process or a full pharmaceutical insurance product. Whether your policies already include medication reimbursement or you plan to introduce it, our solution integrates seamlessly.
as a service
Use our technology to improve the medication reimbursement process already available in your insurance products.
as a product
Use our technology to create a new insurance product that offers digital and cashless medication reimbursement.
our OFFER - as a service and as a product
Cashless claim settlement
We enable insurance companies to reduce the cost of managing medication insurance claims while delivering an exceptional experience to their customers. We deliver a fully digital, cashless process that ensures immediate settlement and removes out-of-pocket payments for the insured.
Digitalization
epruf enables a fully digital, insurance company-branded customer touchpoint. It's directly on the customer’s smartphone.
Cost reduction
The cashless claim model reduces processing efforts and minimizes human error. Eliminating manual review and claim adjustments results in lower costs.
Convenience
epruf delivers a fully digital experience, freeing insured customers from paperwork, receipts, and upfront payments. The instant benefit considerably increases NPS.
Security
epruf offers an additional level of compliance and fraud protection. It adds an extra layer of data security and anti-fraud mechanisms to the insurer’s existing systems. All thanks to the fully digital process!
CASHLESS MEDICATION REIMBURSEMENT
How does it work at the pharmacy?
TRADITIONAL CUSTOMER EXPERIENCE
Paper-based cash
claim settlement
verifying receipts and prescriptions for the reimbursement claim
finding out what is eligible for reimbursement
incuring expenses out of pocket
saving and submitting receipts for the reimbursement claim
waiting for the claim to be settled
CONVENIENT CUSTOMER EXPERIENCE
Digital cashless
claim settlement with epruf
showing the epruf code at the pharmacy
The insured simply shows the code. No forms. No confusion. The system does the rest.
settling the claim instantly
Insurance conditions, exclusions, limits, and activation are checked automatically in real time. No need to pay upfront. No paperwork. No manual processing required.
COOPERATION
Smartly tailored partnership
By combining advanced technology with strong partnerships, we improve access to essential treatments for hundreds of thousands of customers. Across different markets, we adapt our services to local conditions and regulations, ensuring effective implementation. The flexible structure of medication reimbursement can be tailored to insurers’ needs in nearly all key areas.
STEP ONE
Co-development
Preliminary discussions
Concept outline
Product workshop
Letter of intent (LOI)
STEP TWO
Implementation
Operational planning
Contract signing
Digital Integration
Implementation support
STEP THREE
Performance
Product activation
Benefit delivery
Fraud monitoring and reporting
Fund settlement between the partner and pharmacies
Easy claim management
How does it work from the perspective of an insured person?
insurance
The customer joins the policy.
activation
The insurance is ready to use.
access
ID and app access are provided.
prescription
The event occurs upon prescription.
purchase
The customer buys with subsidy.
Easy claim management
Right at their fingertips!
With the epruf app, your customers can easily manage their medication insurance benefits. The app offers convenience, transparency, and full control over their coverage.
safety first
Two-step login to the app ensures full compliance with industry security standards.
access epruf code
The unique epruf code is always available on the phone screen. It's ready to be scanned at the pharmacy, anytime, anywhere.
browse reimbursable medications
Customers can easily check which medications are covered by their policy.
find the nearest pharmacy accepting the epruf code
Easily locate the pharmacy, where transactions are processed conveniently in a cashless way.
check code balance
Customers can easily check the remaining balance of their medication benefit.
Easy claim management
Right at their fingertips!
With the epruf app, your customers can easily manage their medication insurance benefits. The app offers convenience, transparency, and full control over their coverage.
safety first
Two-step login to the app ensures full compliance with industry security standards.
access epruf code
The unique epruf code is always available on the phone screen. It's ready to be scanned at the pharmacy, anytime, anywhere.
browse reimbursable medications
Customers can easily check which medications are covered by their policy.
find the nearest pharmacy accepting the epruf code
Easily locate the pharmacy, where transactions are processed conveniently in a cashless way.
check code balance
Customers can easily check the remaining balance of their medication benefit.
